Curated Resources for Indian Investors
Apps, websites & podcasts handpicked to complement the book · Updated as better options emerge
How this page works: These are services and creators I have personally evaluated and found genuinely useful for everyday Indian investors. Inclusion is entirely editorial — no service has paid for a listing. I update this page as I discover better options or if a service changes significantly. Always verify current features and fees directly with the service before signing up.
Fixed Deposits & Bonds
2 resources
Stable Money
App / Web
India's only FD-focused investment platform. Your money goes directly to the bank — Stable Money never holds your funds. Zero fees, FD options from 20+ banks and NBFCs compared in one place.
Fixed DepositsRecurring Deposits
Wint Wealth
App / Web
Fixed income investing simplified — curated FDs, bonds, and debt instruments from verified issuers. Good for investors who want better returns than savings accounts with low risk.
Fixed DepositsBondsNCDs
National Pension Scheme (NPS)
2 resources
PensionBox
App
A fresh, user-friendly NPS management app that simplifies what has traditionally been a confusing process. Track your NPS corpus, switch fund managers, and plan your retirement — all in one place.
NPSRetirement Planning
eNPS (NSDL)
Web
The official government NPS portal. Open a new NPS account, make contributions, and check your PRAN balance. No frills but trustworthy — this is the primary source for all NPS transactions.
NPSPRAN
Life & Health Insurance
3 resources
Ditto Insurance
App / Web
Backed by Zerodha. The most refreshingly honest insurance advisory service in India — no pushy sales, no commissions hidden in recommendations. Free 30-minute consultation with a human advisor who explains exactly what you need and why.
Term LifeHealth Insurance
PolicyBazaar
App / Web
India's largest insurance comparison platform. Useful for comparing premiums across insurers side-by-side. Best used for research — understand what you're buying before committing.
Term LifeHealth InsuranceComparison
Acko
App / Web
Direct-to-consumer insurance with no agents and lower overheads. Good for health and motor insurance. Claims process is digital and generally faster than traditional insurers.
Health InsuranceMotor
Gold
3 resources
RBI Retail Direct
Web
The official RBI platform to buy Sovereign Gold Bonds (SGBs) directly — no broker, no extra charges. SGBs give 2.5% annual interest on top of gold price appreciation, and are tax-free at maturity. Best way to invest in gold.
Sovereign Gold BondsG-Secs
Jar
App
Invest in digital gold from as little as ₹1. Designed to build a savings habit through micro-investments. Automatically rounds up daily spends and saves the difference in gold. Over 1.5 crore users.
Digital GoldMicro-saving
Gullak
App
Digital gold with a unique twist — you can lease your gold holdings to earn an additional 5% return per year on top of gold price appreciation. Backed by Y Combinator and Kunal Shah (CRED).
Digital GoldGold Leasing
Stocks, Mutual Funds & SIP
4 resources
Kuvera
App / Web
Invest in direct mutual funds with zero commission. Clean, clutter-free interface. Goal-based planning tools built in. One of the best platforms for long-term SIP investors who want to keep costs low.
Mutual FundsSIPDirect Plans
Smallcase
App / Web
Buy portfolios of stocks built around a theme — low-cost index investing, dividend yield, rural consumption, EV, and more. A genuinely original concept that makes stock investing more accessible and structured.
StocksThematic InvestingETFs
Cashrich
App
India's only app with dynamic SIP — automatically increases your SIP amount when markets correct and reduces when they are expensive. Smarter than a fixed SIP for long-term wealth building.
SIPMutual Funds
Value Research Online
Website
India's most trusted mutual fund research platform. Before investing in any MF, check its Value Research rating, expense ratio, portfolio composition, and historical returns here. Essential reference.
MF ResearchFund Ratings
Real Estate
2 resources
Alt DRX
App / Web
Fractional ownership of commercial real estate — own a share of Grade A office spaces and earn monthly rental income from as little as ₹10,000. Opens up a category of investment previously only available to HNIs.
Fractional Real EstateCommercial Property
Strata
App / Web
Another fractional real estate platform for retail investors. Invest in warehouses, offices, and commercial spaces across India. Offers regular income distributions and potential capital appreciation.
Fractional Real EstateREITs
Making a Will & Estate Planning
3 resources
Yellow
App / Web
The most beautifully designed estate planning app in India. Create a legally valid will, organise your assets and liabilities, store important documents, and leave clear instructions for your family. Simple enough for first-timers.
Will WritingEstate PlanningAsset Organisation
WillJini
Web
An affordable online will drafting platform specifically built for Indians. Guided step-by-step process that takes 20–30 minutes. Will is prepared by legal experts and delivered digitally.
Will WritingLegal Documents
Legatrix
Web
Will creation, succession planning, and estate management services with a focus on making the process simple for everyday families. Also helps with nominee updates across financial accounts.
Will WritingSuccession PlanningNominees
Financial Planning
2 resources
INDmoney
App
All-in-one portfolio tracking and investing app. Connect all your financial accounts — mutual funds, stocks, EPF, NPS, FDs — and see your complete net worth in one dashboard. Also lets you invest directly.
Portfolio TrackingNet WorthAll Asset Classes
Scripbox
App / Web
Goal-based mutual fund investing platform. You tell Scripbox your goal — retirement, child's education, home — and it recommends and manages a portfolio for you. Manages over $2 billion in assets and is now profitable.
Goal-based InvestingMutual FundsFinancial Plan
Podcasts Worth Following
3 resources
These podcasters create genuinely thoughtful content for Indian investors. Following them will help you keep learning well beyond this book.
Paisa Vaisa
Podcast
Hosted by Anupam Gupta, one of India's most respected personal finance voices. Covers everything from mutual funds to real estate to behavioural biases — in accessible Hindi and English. A great starting point for new investors.
General InvestingHindi & English
Asan Ideas for Wealth
Podcast
Hosted by Pattu (M Pattabiraman of Freefincal) and Srikanth Matrubai. Data-driven, no-nonsense approach to personal finance. Particularly strong on mutual fund selection, retirement planning, and debunking financial myths.
Mutual FundsRetirementData-driven
Capitalmind Podcast
Podcast
Deepak Shenoy's podcast for investors who want to understand the bigger picture — macro, markets, policy, and investing strategy. Sophisticated audience, high-quality conversations. Best for intermediate to experienced investors.
Macro & MarketsStocksAdvanced
Websites & Blogs
3 resources
Freefincal
Website
Run by M Pattabiraman (Professor at IIT Madras). The most data-driven personal finance website in India — no affiliate links, no fluff. Exceptional calculators for retirement, SWP, and risk analysis. Essential bookmarking.
All TopicsCalculatorsResearch
Subramoney
Website
P V Subramanyam's personal finance blog — one of India's earliest and most trusted. Plain-language explanations of complex financial concepts. Particularly good on life stage planning, insurance, and retirement.
Financial PlanningInsuranceRetirement
Safal Niveshak
Website
Vishal Khandelwal's investor education site focused on value investing, mental models, and behavioural finance. For investors who want to go beyond just picking funds and understand how to think about money and markets.
Value InvestingBehavioural FinanceStocks
⚠️ Disclaimer: All resources listed are included based on editorial judgment alone. No service has paid for inclusion. Features, pricing, and availability of these services may change — always verify directly with the service before signing up. This page is for informational reference only and does not constitute financial advice. The author is not responsible for any decisions made based on information from listed services.